It takes some time to wrap your head around it. The $300 travel credit means the annual fee is effectively reduced to $150 (the Preferred is $95). If you don’t spend $300/year on travel the card certainly isn’t for you. The sign-up bonus is also equivalent to about $2100 when redeemed for maximum value. Read more
It takes some time to wrap your head around it. The $300 travel credit means the annual fee is effectively reduced…